Everything you Need to Know about Best Credit Cards for Authorized Users

Oct 15, 2023 By Triston Martin

Nowadays, people have started sharing their credit cards with others, such as their partners, friends, and families. This can be a lot of benefit for the person who has the credit because you can get rewards on your purchases. These cards are perfect for traveling and people who like to do dining out.

If you are also someone who wants to share their credit card with someone else, then it is essential that you know the best credit cards for authorized users. This article has a list of authorized credit cards that you can use to gain a lot of rewards. So, let's jump right into the article.

The Best Credit Cards for Authorized Users:

Some of the most unique and high-rated credit cards for authorized users follow.

The Platinum Card from American Express:

The first card we have on the list that can be amazing for the users is the Platinum Card from American Express. If you have this card, you will receive many travel advantages, such as your own hotel and car rental, and that also has elite status. You will also have access to the airport longest and can even get the Global Entry fee statement credits. The annual fee of this card is about $695. Other than this, the fee for authorized users is about $195.

Key Features

Following are some of the significant benefits you can have as an authorized person for the Platinum Card:

  • Five points will be given for every dollar you spend on the airfare affiliated with Amex Tavel.
  • You will also get 5 points per dollar on the prepaid hotels booked through Amex Travels.
  • You will get a lot of additional benefits from the hotels and resorts that you have booked via American Express.
  • No foreign transaction fees are taken.

Chase Sapphire Reserve:

Another fantastic card that is good for the authorized user is Chase Sapphire Reserve. The best thing about this card is that you can give access to this card to two free guests. They also get card travel protections and are eligible for trip cancellation and interruption coverage. There are other additional perks, like getting about a $300 travel credit card each year. The annual fee for this card is about $550, and the fee for authorized users is about $75 per year.

Key Features

Below are some of the significant highlights of having this card:

  • You will be earning 3 points per dollar for each travel and dining purchase.
  • Ten points will be given per dollar for hotel and car rental purchases.
  • Priority Passes are also provided, and access to two extra guests.
  • No foreign transaction fee is needed.
  • 10 points per dollar for Chase Dining purchases are added to the card.

Blue Cash Preferred Card from American Express:

If you have this card for authorized users, you will get a lot of cashback here. However, this card is pretty basic compared to other authorized user's cards. But if you are someone who likes to have cash back, then this can be a good option for you. There are welcome bonuses, and you will get a statement credit of $250 after you have spent $3000 in the first six months after getting the card. Other than this, you will have a $95 annual fee, but no authorized user fee exists.

Key Features

Following are some of the benefits that you can get from this card:

  • You will get 6% cash back if you purchase from the US supermarkets only if you spend $6000 annually.
  • 6% cash back is present on the US streaming subscriptions.
  • 3% cash back is also available at the US gas stations.
  • The cashback that is given is as the statement credit.

Blue Cash Everyday from American Express:

The Blue Cash Everyday from American Express is an excellent credit card option for authorized users, offering a $200 statement credit after making $2000 in purchases within the first six months of card ownership. One of its standout features is the absence of both an annual fee and an authorized user fee, making it a cost-effective choice.

Key Features

Let’s now have a look at its key features!

  • Receive a $200 statement credit when you spend $2000 on purchases within the first six months of card activation.
  • Budget-friendly annual fee, helping cardholders save on ownership costs.
  • There are no fees associated with adding authorized users to the account.
  • Enjoy the added protection of secondary rental car insurance.

Capital One Venture X Card:

This card is the perfect option for you when it comes to providing both cashback rewards and transferring partnerships with airlines and hotels. There are many credit card rewards for this card, and every purchase gives you a lot of different rewards.

Key Features

Following are the benefits of this card for authorized users.

  • Priority Pass Select membership is also available
  • Travel insurance benefits are available
  • An extended warranty is also present
  • No foreign transaction fees are present
  • Zero fraud liability

AAdvantage Executive World Elite Card:

The Blue Cash Everyday card from American Express offers a range of travel benefits and additional perks that can enhance your overall cardholder experience. While it may not be a dedicated travel membership card like the AAdvantage Executive World Elite Card, it provides valuable advantages for both travelers and everyday spenders.

Key Features

Here are some its key highlights:

  • Offers benefits on miles, making it a valuable option for those who frequently travel.
  • An application fee credit of up to $1000 given every year
  • Tempting combination of travel perks and discounts

Wrapping Up!

Credit card for authorized users can be very beneficial, and the demand for these are increasing day by day. When you will try to find all the best credit cards, the process can be very overwhelming. But we hope this article was beneficial for you in understanding what are the best credit cards for authorized users.

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